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Home Insurance That Protects What Matters Most
Your home is more than a building — it's where your life happens and where you've built what matters most. We help you protect your home, belongings and financial security with coverage designed around your needs.
Home Insurance Coverage Explained
Protection for Your Home, Belongings & Assets
Homeowners insurance can help protect more than just the structure of your home. A well-designed policy can provide coverage for your home, personal belongings, additional living expenses and personal liability.
DWELLING COVERAGE
Helps protect your home and attached structures against covered damage.
PERSONAL PROPERTY
Helps protect belongings such as furniture, clothing, electronics and other possessions.
PERSONAL LIABILITY
Helps protect you financially if you're legally responsible for someone else's injury or covered property damage.
ADDITIONAL LIVING EXPENSES
If a covered loss makes your home unlivable, coverage may help with certain additional living expenses while repairs are made.
OTHER STRUCTURES
Coverage may also apply to certain structures on your property, such as a detached garage, shed or fence.
Coverage varies by policy, limits and exclusions. We'll help you understand what your policy covers and identify options that may make sense for your home and situation.
Family meeting with an insurance professional to discuss homeowners insurance coverage and protecti
What Home Insurance Can Cover
Dwelling Coverage
Personal Liability
Dwelling Coverage
Helps protect the structure of your home against covered damage, including the walls, roof and other attached structures.
Personal Property
Personal Liability
Dwelling Coverage
Helps protect the belongings inside your home, from furniture and electronics to clothing and other personal possessions.
Personal Liability
Personal Liability
Personal Liability
Helps protect you financially if someone is injured on your property or you're responsible for covered damage to someone else's property.
Other Structures
Water Backup & Other Options
Personal Liability
Helps cover certain structures on your property that are separate from your home, such as a detached garage, shed or fence.
Additional Living Expenses
Water Backup & Other Options
Water Backup & Other Options
Can help with covered increases in living expenses if a covered loss makes your home temporarily uninhabitable.
Water Backup & Other Options
Water Backup & Other Options
Water Backup & Other Options
Helps protect against certain water-related losses that may not be covered by a standard homeowners policy, depending on your coverage and policy options.